WorkCover Support Services
HR Global Solutions specialist workers’ compensation division helps clients manage and minimise this major business expense. Services include:
Service level agreements
HR Global Solutions can introduce tailored service level agreements with your insurer, your preferred rehabilitation provider and legal providers to ensure all parties work in unison. Service level agreements assist you and your service providers to achieve productive, effective, outcome-focused working relationships
Managing your risk management fees
Risk management fees can assist you to improve workplace claims and injury outcomes. HR Global Solutions can manage the process to prepare a proposal to gain insurer approval to access the funding.
Employer Safety Incentives
Depending on each State or Territory, HR Global Solutions can arrange for Employer Safety Incentive (ESI) premium discount between 5 and 25% at the beginning of each policy period.
WorkCover Premium Exemptions
HR Global Solutions can use training programs for existing and new employees to minimise their WorkCover premiums. Depending on each State or Territory, we can arrange for apprentice and trainee remuneration to be exempt from your WorkCover insurance
Payroll Tax Exemptions
We can support your organisation to receive exemptions from worker’s compensation premiums for their apprentices and trainees. Whilst each State and Territory differs with exemption arrangement, a majority of them offer some form of payroll exemptions.
We can support your organisation to effectively manage workers’ compensation costs through premium reviews to ensure you pay the correct premium and can accurately forecast future workers’ compensation costs.
Alternative insurance schemes
self-insurance and retro-paid loss
We can assess whether self-insurance or the burning-cost premium model is appropriate for your organisation. We assess the status of your current policy and the cost of developing an alternative insurance system. We assess the best option for your organisation now and in the future and arrange an audit of your processes, procedures and claims to ensure they deliver the most efficient, productive and cost-effective outcomes.
Claims Agent Tender Process
WorkCover Agents/Insurers are paid a service fee, an annual performance fee based on their success in achieving scheme objectives, and a lump sum fee based on their management of liabilities. Each Agent, like employers, have a performance rating based on their overall service achievement. Simply by negotiating or changing claims agents can reduce premiums based on the claims agent performance rating. We assess the performance of your current Agent and that of others to determine alternative service arrangements to reduce your premiums.
A major part of our service to clients is negotiating claims and premium costs with insurers. On most occasions, we are successful in achieving agreement. However, if an appeal to WorkCover is required, we can instigate the appeal, lodge it on your behalf, and see it through to completion.
A statistical analysis assesses claims and injury management. It identifies possible injury trends and examines the duration and frequency of injuries, lost time and seasonal trends. The analysis will enhance your understanding of injuries that impact your business and make recommendations to reduce the risk of injuries occurring.
Work health & safety
Poor WHS standards can have dire consequences for organisations and individuals. We can arrange for reputable providers to identify your current standard of WHS compliance, and then manage the development and the implementation of training programs to ensure compliance with Australian Standard 4801.
Strategic claims management
A critical factor in managing your premium is undertaking regular strategic claims reviews with your agent. Unless claims are reviewed thoroughly and regularly, your insurer may manage claims based purely on meeting WorkCover objectives not your goals.
A strategic review ensures you and your insurer are clear on strategies that need to be implemented to ensure injured workers return to work in a safe, timely and durable manner. That alone could lead to a direct reduction in your premiums.
HR Global Solutions can positively impact direct and indirect claim costs by providing individually tailored, strategic solutions for complex and long-term claims management.